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CHANCE ships transfer-locked: ordinary wallet-to-wallet ERC20 transfers revert until the owner enables free transfers (setTransfersEnabled(true) — toggleable both ways). The lock channels the token through protocol paths without opening a free P2P market.

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Allowed vs blocked while locked

Approvals (approve / allowance) work normally, but a transferFrom still has to satisfy the same rules — an allowance can only be spent through allowed paths.
The lock is about transfers, not ownership. Locked CHANCE in your wallet is yours: it’s sellable through the router at any time, and if the owner enables free transfers later, it behaves like any ERC20 from that point on.

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For integrators

Don’t build flows that assume CHANCE can move between user wallets. If your product needs to hand a user value, use USDG — or have them claim CHANCE directly from their own winning bet.